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(808) 432-7600x7639 Kaiser Permanente Behavioral Health Services Rehab Honolulu www.kp.org
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(808) 877-7117 Malama Na Makua A Keiki DBA Malama Family Recovery Center Rehab Makawao www.aloha-house.org/malama/malama1.html
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(808) 484-1000 New Horizons Counseling Rehab Mililani www.newhorizonshawaii.com/
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(808) 248-8538 Ohana Makamae Inc Rehab Hana www.ohanamakamae.org
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(808) 263-1065 Po'Ailani Dual Diagnosis Program Rehab Kailua www.poailani.org
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(808) 261-8741x708 Po'ailani Outpatient Clinic Rehab Kailua www.poailani.org
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(808) 547-4352 Queens Medical Center Day Treatment Services Rehab Honolulu www.queens.org
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(808) 595-6371 Salvation Army Addiction Trt Services Continuum of Care Program Rehab Honolulu www.salvationarmyhawaii.com
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(808) 739-4901 Salvation Army Family Treatment Servs Womens Way Rehab Honolulu www.salvationarmyhawaii.com
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(808) 257-3900 Substance Abuse Counseling Center Rehab M C B H Kaneohe Bay www.mccshawaii.com/substance.htm
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(808) 433-6098 Tripler Army Medical Center MCHK PST Tri Serv Addictions Recovery Facility Rehab Tripler Army Medical Center Info: Tripler Army Medical Center MCHK PST Tri

(808) 848-2494 Wahiawa Middle School Rehab Wahiawa www.kalihiymca.org
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(808) 697-3722 Waianae Coast Comprehensive Health Center Malama Recovery Services Rehab Waianae www.wcchc.com
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(808) 848-2494 YMCA of Honolulu Aiea Intermediate School Rehab Aiea www.kalihi-ymca.org
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(808) 848-2494 YMCA of Honolulu Central Middle School Rehab Honolulu www.kalihi-ymca.org
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(808) 848-2494 YMCA of Honolulu Dole Middle School Rehab Honolulu www.kalihi-ymca.org
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(808) 848-2494 YMCA of Honolulu Kalakaua Middle School Rehab Honolulu www.kalihi-ymca.org
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(808) 848-2494 YMCA of Honolulu Kapolei High School Rehab Kapolei www.kalihiymca.org
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Liability coverage is available either as a combined single limit policy, or as a split limit policy. Coverage levels Vehicle insurance can cover some or all of the following items: The insured party The insured vehicle Third parties (car and people) Different policies specify the circumstances under which each item is covered. For example, a vehicle can be insured against theft, fire damage, or accident damage independently. An excess payment, also known as a deductible, is the fixed contribution you must pay each time your car is repaired through your car insurance policy. Normally the payment is made directly to the accident repair "garage" (The term "garage" refers where vehicles are serviced and repaired) when you collect the car. For example, a policy-holder might pay a $45 co-payment for a doctor's visit, or to obtain a prescription. A co-payment must be paid each time a particular service is obtained. Coinsurance: Instead of paying a fixed amount up front (a co-payment), the policy-holder must pay a percentage of the total cost. For example, the member might have to pay 20% of the cost of a surgery, while the health plan pays the other 80%. Because there is no upper limit on coinsurance, the policy-holder can end up owing very little, or a significant amount, depending on the actual costs of the services they obtain. Exclusions: Not all services are covered. The policy-holder is generally expected to pay the full cost of non-covered services out of their own pocket. Coverage limits: Some health plans only pay for health care up to a certain dollar amount. The policy-holder may be expected to pay any charges in excess of the health plan's maximum payment for a specific service. In addition, some plans have annual or lifetime coverage maximums. In these cases, the health plan will stop payment when they reach the benefit maximum, and the policy-holder must pay all remaining costs. Out-of-pocket maximums: Similar to coverage limits, except that in this case, the member's payment obligation ends when they reach the out-of-pocket maximum, and the health plan pays all further covered costs. Out-of-pocket maximums can be limited to a specific benefit category (such as prescription drugs) or can apply to all coverage provided during a specific benefit year.
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