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(918) 664-4224x1021 12 and 12 Inc Rehab Tulsa www.12and12.org
Info: 12 and 12 Inc Rehab

(405) 840-9000 A Chance to Change Foundation Rehab Oklahoma City www.achancetochange.org
Info: A Chance to Change Foundation Rehab

(918) 398-7979 Ace Addiction Recovery Inc Rehab Tulsa www.addictionrecoveryservices.org
Info: Ace Addiction Recovery Inc Rehab

(918) 764-9098 Action Steps Counseling Inc Rehab Tulsa www.actionstepstulsa.com
Info: Action Steps Counseling Inc Rehab

(580) 332-3001 Ada Area Chemical Dependency Ctr Inc Rehab Ada Info: Ada Area Chemical Dependency Ctr Inc Reh

(580) 628-2539 Alpha II Inc Rehab Tonkawa www.alphatwo.org
Info: Alpha II Inc Rehab

(580) 226-1656 Arbuckle Life Solutions Inc Rehab Ardmore www.arbucklelifesolutions.com
Info: Arbuckle Life Solutions Inc Rehab

(580) 436-6130 Area Youth Shelter Inc Rehab Ada Info: Area Youth Shelter Inc Rehab

(405) 634-4434 Aurora Counseling Services Inc Rehab Oklahoma City www.auroracounseling.net
Info: Aurora Counseling Services Inc Rehab

(405) 681-2003 Behavioral Health Group Medical Center Rehab Oklahoma City Info: Behavioral Health Group Medical Center R

(918) 696-6212 Bill Willis Community Mental Hlth and SA Center Adair County Satellite Rehab Stilwell Info: Bill Willis Community Mental Hlth and SA

(918) 207-3000 Bill Willis Community Mental Hlth and Substance Abuse Center Rehab Tahlequah Info: Bill Willis Community Mental Hlth and Su

(580) 762-1462 Bridgeway Inc Ponca City Rehab Ponca City Info: Bridgeway Inc Ponca City Rehab

(580) 226-3252 Broadway House Inc Rehab Ardmore www.broadwayhouseinc.org
Info: Broadway House Inc Rehab

(405) 524-5525 Care for Change Inc Rehab Oklahoma City www.careforchange.org
Info: Care for Change Inc Rehab

(405) 265-2800 Center for Positive Change Inc Rehab Yukon www.cpcfamilyservices.com
Info: Center for Positive Change Inc Rehab

(918) 384-0002x202 Center for Therapeutic Interventions P Rehab Tulsa Info: Center for Therapeutic Interventions P R

(918) 425-7500 Center Point Inc Rehab Tulsa www.cpinc.org
Info: Center Point Inc Rehab

(405) 573-3821 Childrens Recovery Center of Oklahoma Rehab Norman Info: Childrens Recovery Center of Oklahoma Re

(918) 567-2905 Choctaw Nation Chi Hullo Li Rehab Talihina www.choctawnation.com
Info: Choctaw Nation Chi Hullo Li Rehab

(918) 567-2389 Choctaw Nation Recovery Center Rehab Talihina www.choctawnationhealthcare.com
Info: Choctaw Nation Recovery Center Rehab

(405) 374-1225 Clay Crossing Foundation Inc Rehab Maud www.claycrossing.com
Info: Clay Crossing Foundation Inc Rehab

(405) 230-1138 Community House Rehab Oklahoma City www.catalysthelp.org
Info: Community House Rehab

(405) 447-4499 Communityworks Rehab Norman www.cworksok.com
Info: Communityworks Rehab

(405) 528-8686x200 Cope Inc Rehab Oklahoma City www.okcopeinc.org
Info: Cope Inc Rehab

(580) 595-7000 Cornerstone Clinical Services Inc Rehab Lawton www.ccsok.net
Info: Cornerstone Clinical Services Inc Rehab

(405) 231-3150 Cornerstone Counseling and Consulting Inc Rehab Oklahoma City www.cornerstonecounselinginc.org
Info: Cornerstone Counseling and Consulting In

(580) 298-2830 Counseling Center of Southeast OK Durant Rehab Durant www.oklahomatherapy.com
Info: Counseling Center of Southeast OK Durant

(580) 298-2830 Counseling Center of Southeast OK Rehab Antlers www.oklahomatherapy.com
Info: Counseling Center of Southeast OK Rehab

(918) 758-1910 Creek Nation Behavioral Health and Substance Abuse Services Rehab Okmulgee Info: Creek Nation Behavioral Health and Subst

(918) 618-2168 Creek Nation Behavioral Health Rehab Eufaula Info: Creek Nation Behavioral Health Rehab

(405) 321-0240 Crossroads Youth and Family Servs Inc Rehab Norman www.crossroadsyfs.com
Info: Crossroads Youth and Family Servs Inc Re

(918) 225-1736 Cushing Valley Hope Rehab Cushing www.valleyhope.com
Info: Cushing Valley Hope Rehab

(580) 225-4337 Diversified Family Services Rehab Elk City Info: Diversified Family Services Rehab

(918) 585-3163 Domestic Violence Intervention Services Inc Rehab Tulsa www.dvis.org
Info: Domestic Violence Intervention Services

(405) 232-9804 Drug Recovery DBA Catalyst Behavioral Services Rehab Oklahoma City www.catalysthelp.org
Info: Drug Recovery DBA Catalyst Behavioral Se

(918) 485-3554 Eagle Ridge Institute Alcohol and Drug Program Rehab Wagoner www.eagleridgeinstitute.com
Info: Eagle Ridge Institute Alcohol and Drug P

(405) 341-3554 Edmond Family Counseling Outpatient Drug Alcohol Services Rehab Edmond www.edmondfamilycounseling.org
Info: Edmond Family Counseling Outpatient Drug

(580) 762-7561x108 Edwin Fair Community Mental Health Center Inc Rehab Ponca City www.efcmhc.com
Info: Edwin Fair Community Mental Health Cente

(405) 286-3900x302 Effective Transitions Inc Rehab Oklahoma City www.etiok.com
Info: Effective Transitions Inc Rehab

(405) 601-0295 Enrichment Center Reach for the Light Inc Rehab Oklahoma City www.reachforthelight.com
Info: Enrichment Center Reach for the Light In

(918) 587-9471 Family and Childrens Services Rehab Tulsa www.fcsok.org
Info: Family and Childrens Services Rehab

(918) 336-1188x14 Family Crisis and Counseling Ctr DBA Turning Point Alcohol and Drug Ctr Rehab Bartlesville www.familycrisis.us
Info: Family Crisis and Counseling Ctr DBA Tur

(405) 755-1129 Family Development Intervention Servs Rehab Oklahoma City Info: Family Development Intervention Servs Re

(405) 606-8406 Family Recovery Counseling Center Rehab Oklahoma City Info: Family Recovery Counseling Center Rehab

(405) 260-0212 Four Winds Ranch Recovery Center for Adolescent Females Rehab Guthrie www.fourwindsranchrtc.com
Info: Four Winds Ranch Recovery Center for Ado

(405) 262-0202 Gary E Miller Candian County Childrens Justice Center Rehab El Reno www.canadiancokids.com
Info: Gary E Miller Candian County Childrens J

(405) 273-1170 Gateway to Prevention and Recovery Rehab Shawnee www.gatewaytoprevention.org
Info: Gateway to Prevention and Recovery Rehab

(580) 331-2370 George Hawkins Memorial Treatment Ctr Cheyenne Arapaho Substance Abuse Rehab Clinton www.c-a-tribes.org
Info: George Hawkins Memorial Treatment Ctr Ch

(405) 424-2186 GMO Urban Ministries Inc Rehab Oklahoma City Info: GMO Urban Ministries Inc Rehab

(918) 682-8407 Green Country Behavioral Health Servs Alcohol and Drug Abuse Services Rehab Muskogee www.gcbhs.org
Info: Green Country Behavioral Health Servs Al

(918) 623-1199 H Chandler and Associates Rehab Okemah Info: H Chandler and Associates Rehab

(918) 786-2930 House of Hope Inc Grove Rehab Grove www.houseofhopegrove.com
Info: House of Hope Inc Grove Rehab

(918) 283-1423 Human Skills and Resources Inc Rehab Claremore www.humanskills.org
Info: Human Skills and Resources Inc Rehab

(918) 224-0225 Human Skills and Resources Inc Sapulpa Rehab Sapulpa www.humanskills.org
Info: Human Skills and Resources Inc Sapulpa R

(918) 747-6377 Human Skills and Resources Inc Tulsa Rehab Tulsa www.humanskills.org
Info: Human Skills and Resources Inc Tulsa Reh

(918) 588-1900x3241 Indian Healthcare Resource Center of Tulsa Inc Rehab Tulsa www.ihcrc.org
Info: Indian Healthcare Resource Center of Tul

(918) 542-5543 Inter Tribal Substance Abuse Prevention and Treatment Center Rehab Miami Info: Inter Tribal Substance Abuse Prevention

(918) 453-5519 Jack Brown Regional Treatment Center Rehab Tahlequah www.cherokee.org
Info: Jack Brown Regional Treatment Center Reh

(918) 577-3000 Jack C Montgomery VAMC Rehab Muskogee Info: Jack C Montgomery VAMC Rehab

(580) 248-5780 Jim Taliaferro CMHC Rehab Lawton Info: Jim Taliaferro CMHC Rehab

(405) 604-9644 Jordans Crossing Inc Rehab Oklahoma City www.jordanscrossinginc.org
Info: Jordans Crossing Inc Rehab

(918) 835-3017 Keetoowah Cherokee Treatment Services Rehab Tulsa www.kctxs.com
Info: Keetoowah Cherokee Treatment Services Re

(918) 647-3546 KI BOIS Community Action Foundation DBA The Oaks RSC Rehab Poteau www.theoaksrehab.org
Info: KI BOIS Community Action Foundation DBA

(580) 326-7862 Kiamichi Council on Alcoholism and Other Drug Abuse Inc Hugo Rehab Hugo Info: Kiamichi Council on Alcoholism and Other

(580) 286-3301 Kiamichi Council on Alcoholism and Other Drug Abuse Inc Idabel Rehab Idabel Info: Kiamichi Council on Alcoholism and Other

(580) 924-6692 Kiamichi Council on Alcoholism and Other Drug Abuse Inc Rehab Durant Info: Kiamichi Council on Alcoholism and Other

(580) 351-1188 Life Management Counseling and Consulting Inc Rehab Lawton Info: Life Management Counseling and Consultin

(405) 942-8115 Lighthouse Counseling Services Inc Oklahoma City Rehab Oklahoma City Info: Lighthouse Counseling Services Inc Oklah

(580) 256-9700 Lighthouse Substance Abuse Services of Northwest Center Behavioral Health Rehab Woodward Info: Lighthouse Substance Abuse Services of N

(405) 282-5524 Logan Community Services Inc Rehab Guthrie www.logancommunityservices.org
Info: Logan Community Services Inc Rehab

(405) 601-1154 Maximus Counseling Inc Rehab Oklahoma City Info: Maximus Counseling Inc Rehab

(580) 436-2690 Mental Health Services of South Oklahoma Pontotoc County Rehab Ada www.mhsso.org
Info: Mental Health Services of South Oklahoma

(580) 924-7330 Mental Health Services of Southern Oklahoma Bryan County Rehab Durant www.mhsso.org
Info: Mental Health Services of Southern Oklah

(580) 223-5636 Mental Health Services of Southern Oklahoma Rehab Ardmore Info: Mental Health Services of Southern Oklah

(405) 733-5437 Mid Del Youth and Family Center Inc Rehab Midwest City www.mid-delyouth.org
Info: Mid Del Youth and Family Center Inc Reha

(405) 239-6815 Mission Treatment Centers Oklahoma City Rehab Oklahoma City www.missiontreatment.com
Info: Mission Treatment Centers Oklahoma City

(918) 665-2501 Mission Treatment Centers Tulsa Rehab Tulsa www.missiontreatment.com
Info: Mission Treatment Centers Tulsa Rehab

(405) 601-2307 MMLD DBA New Beginnings Counseling Services Rehab Oklahoma City www.newbeginnings-cs.com
Info: MMLD DBA New Beginnings Counseling Servi

(918) 682-7210 Monarch Inc Rehab Muskogee www.monarchok.org
Info: Monarch Inc Rehab

(580) 276-5443 Morning Star Adolescent Treatment Unit Rehab Marietta Info: Morning Star Adolescent Treatment Unit R

(918) 458-0113 Multi Counseling Tahlequah Rehab Tahlequah Info: Multi Counseling Tahlequah Rehab

(918) 682-2841x254 Muskogee County Council of Youth Services Rehab Muskogee www.mccys.org
Info: Muskogee County Council of Youth Service

(405) 321-0022 NAIC Norman Addiction Information and Counseling Rehab Norman www.naichelp.org
Info: NAIC Norman Addiction Information and Co

(918) 339-5800 Narconon of Oklahoma Narconon Arrowhead Rehab Canadian www.stopaddiction.com
Info: Narconon of Oklahoma Narconon Arrowhead

(405) 601-4669 New Alternatives Center Rehab Oklahoma City Info: New Alternatives Center Rehab

(918) 951-1499 New Choice Inc Rehab Tulsa www.drrandyvan.mysite.com
Info: New Choice Inc Rehab

(580) 782-3337 New Hope of Mangum Chemical Dependency Unit Rehab Mangum www.newhopeofmangum.com
Info: New Hope of Mangum Chemical Dependency U

(580) 477-2871 New Hope of Mangum Rehab Altus www.newhopeofmangum.com
Info: New Hope of Mangum Rehab

(580) 248-3654 New Pathways Halfway House Rehab Lawton www.comanchenation.com
Info: New Pathways Halfway House Rehab

(405) 601-6717 New Restoration Counseling Center Rehab Oklahoma City Info: New Restoration Counseling Center Rehab

(405) 272-0660 North Care Center Program of Assertive Community Trt Rehab Oklahoma City www.northcare.com
Info: North Care Center Program of Assertive C

(918) 542-2845 Northeastern Oklahoma Council on Alcoholism Inc Rehab Miami www.nocacares.org
Info: Northeastern Oklahoma Council on Alcohol

(580) 824-0674 Northwest Substance Abuse Treatment Women and Children Rehab Waynoka Info: Northwest Substance Abuse Treatment Wome

(918) 421-3500 Oaks Rehabilitation Health Center Rehab McAlester www.theoaksrehab.org
Info: Oaks Rehabilitation Health Center Rehab

(918) 689-3265 Oaks Rehabilitative Services Center Rehab Eufaula www.theoaksrehab.org
Info: Oaks Rehabilitative Services Center Reha

(580) 234-8222 Oklahoma Addiction Specialists Incorporated Services (OASIS) Rehab Enid www.oasisadsac.com
Info: Oklahoma Addiction Specialists Incorpora

(405) 424-7711 Oklahoma Mental Health Council DBA Red Rock Behav Hlth Servs (PACT) Rehab Oklahoma City www.red-rock.com
Info: Oklahoma Mental Health Council DBA Red R

(918) 427-3344 Oklahoma Treatment Services Rightway Medical of Roland Rehab Roland Info: Oklahoma Treatment Services Rightway M

(405) 557-1655 Open Options Inc Rehab Oklahoma City Info: Open Options Inc Rehab

(918) 832-7763 Palmer Continuum of Care Rehab Tulsa www.palmer-tulsa.org
Info: Palmer Continuum of Care Rehab

(918) 582-2131 Parkside Psychiatric Hospital and Clinic Rehab Tulsa www.parksideinc.org
Info: Parkside Psychiatric Hospital and Clinic

(405) 842-7284 Pathways Professional Counseling Inc Rehab Oklahoma City www.teampathways.com
Info: Pathways Professional Counseling Inc Reh

(405) 372-0198 Payne County Counseling Services Inc Rehab Stillwater www.paynecountycounselingservices.com
Info: Payne County Counseling Services Inc Reh

(405) 743-1968 Payne County Drug Court Rehab Stillwater Info: Payne County Drug Court Rehab

(405) 377-3380 Payne County Youth Services Inc Rehab Stillwater www.pcys.org
Info: Payne County Youth Services Inc Rehab

(918) 775-7787 People of Sequoyah County Rehab Sallisaw Info: People of Sequoyah County Rehab

(918) 775-7787 People of Sequoyah County Tahlequah Rehab Tahlequah Info: People of Sequoyah County Tahlequah Reha

(918) 585-9888 Positive Behavioral Strategies Inc Rehab Tulsa www.pbscounseling.com
Info: Positive Behavioral Strategies Inc Rehab

(580) 931-9973 Premier Family Life and Treatment Ctr Rehab Durant Info: Premier Family Life and Treatment Ctr Re

(918) 420-5238 Professional Counseling and Consulting Services PC Rehab McAlester Info: Professional Counseling and Consulting S

(580) 335-3320 Professional Counseling Solutions Rehab Frederick Info: Professional Counseling Solutions Rehab

(918) 825-4872 Pushmataha Counseling Services Inc Rehab Pryor www.pushcounseling.com
Info: Pushmataha Counseling Services Inc Rehab

(405) 672-3033 Quapaw Counseling Services Oklahoma City Rehab Oklahoma City www.qcs-okc.com
Info: Quapaw Counseling Services Oklahoma City

(918) 542-1786 Quapaw Counseling Services Rehab Miami www.quapawcounselingservices.com
Info: Quapaw Counseling Services Rehab

(918) 542-4232 Quapaw Tribal Substance Abuse Services Rehab Miami www.quapawtribe.com
Info: Quapaw Tribal Substance Abuse Services R

(918) 431-0634 Redefine U Rehab Tahlequah www.redefineuok.com
Info: Redefine U Rehab

(405) 525-2525 Referral Center for Alcohol and Drug Services of Central Oklahoma Inc Rehab Oklahoma City www.trcok.com
Info: Referral Center for Alcohol and Drug Ser

(405) 616-3366 Rightway Medical Rehab Oklahoma City Info: Rightway Medical Rehab

(580) 357-4390 Roadback Inc Rehab Lawton www.roadbacklawton.com
Info: Roadback Inc Rehab

(918) 256-7518 ROCMND Area Youth Services Inc Rehab Vinita Info: ROCMND Area Youth Services Inc Rehab

(918) 342-3334 Rogers County Drug Abuse Program Inc Rehab Claremore Info: Rogers County Drug Abuse Program Inc Reh

(580) 436-3600 Rolling Hills Hospital Rehab Ada www.rollinghillshospital.com
Info: Rolling Hills Hospital Rehab

(918) 256-9210 Rose Rock Recovery Center Rehab Vinita Info: Rose Rock Recovery Center Rehab

(405) 713-5710 Saint Anthonys Hospital Start Recovery and Treatment Program Rehab Oklahoma City www.saintsok.com
Info: Saint Anthonys Hospital Start Recovery a

(405) 236-3677 Salvation Army Adult Rehabilitation Center Rehab Oklahoma City www.salvationarmy.com
Info: Salvation Army Adult Rehabilitation Cent

(580) 475-0148 Southeastern Oklahoma Family Services Rehab Duncan www.treatmentservices.org
Info: Southeastern Oklahoma Family Services Re

(918) 302-0389 Southeastern Oklahoma Social Services Inc Rehab McAlester Info: Southeastern Oklahoma Social Services In

(405) 942-7650 Southern OK Treatment Services Inc Rehab Oklahoma City www.treatmentservices.org
Info: Southern OK Treatment Services Inc Rehab

(580) 226-5003 Southern Oklahoma Treatment Services DBA Ardmore Rehab Ardmore www.treatmentservices.org
Info: Southern Oklahoma Treatment Services DBA

(580) 745-9083 Southern Oklahoma Treatment Services Rehab Mead www.treatmentservices.org
Info: Southern Oklahoma Treatment Services Reh

(405) 247-5437 Southwest Youth and Family Servs Inc Rehab Anadarko Info: Southwest Youth and Family Servs Inc Reh

(580) 482-2809 Southwestern Youth Services Inc Rehab Altus www.swys.org
Info: Southwestern Youth Services Inc Rehab

(405) 810-1766 Specialized Outpatient Services Inc Rehab Oklahoma City www.okcsos.com
Info: Specialized Outpatient Services Inc Reha

(918) 828-9000 Substance Abuse Services Inc Rehab Tulsa www.duitulsa.com
Info: Substance Abuse Services Inc Rehab

(580) 628-7028 Tonkawa Tribe Substance Abuse Program Rehab Tonkawa Info: Tonkawa Tribe Substance Abuse Program Re

(405) 840-7040 Total Life Counseling Foundation (TLC) Rehab Oklahoma City Info: Total Life Counseling Foundation (TLC) R

(405) 382-1112 Tri City Substance Abuse Center Inc Rehab Seminole Info: Tri City Substance Abuse Center Inc Reha

(405) 390-8131 Tri City Youth and Family Center Inc Rehab Choctaw Info: Tri City Youth and Family Center Inc Reh

(918) 245-0231 Tulsa Boys Home Rehab Sand Springs www.tulsaboyshome.org
Info: Tulsa Boys Home Rehab

(918) 628-2500 Tulsa Outpatient Clinic Rehab Tulsa www.visn16.va.gov
Info: Tulsa Outpatient Clinic Rehab

(918) 610-3366 Tulsa Rightway Medical Rehab Tulsa www.tulsarightwaymedical.com
Info: Tulsa Rightway Medical Rehab

(918) 430-0975 Tulsa Women and Childrens Center Palmer Continuum of Care Rehab Tulsa www.palmer-tulsa.org
Info: Tulsa Women and Childrens Center Palmer

(405) 634-0508 Turning Point South Rehab Oklahoma City www.caaofokc.org
Info: Turning Point South Rehab

(918) 762-3041 United Community Action Program Inc Rehab Pawnee Info: United Community Action Program Inc Reha

(405) 946-7337 Valley Hope Outpatient Substance Abuse Treatment Rehab Oklahoma City www.valleyhope.com
Info: Valley Hope Outpatient Substance Abuse T

(580) 933-7031 Valliant House Rehab Valliant www.vallianthouse.com
Info: Valliant House Rehab

(580) 233-6070 Vans House Rehab Enid www.vanshouse.com
Info: Vans House Rehab

(405) 456-5555 Veterans Affairs Medical Center Substance Abuse Treatment Center Rehab Oklahoma City www.oklahoma.va.gov
Info: Veterans Affairs Medical Center Substanc

(580) 994-5649 White Horse Ranch Rehab Mooreland www.whitehorseranch.org
Info: White Horse Ranch Rehab

(580) 233-7220 Youth and Family Services of North Central Oklahoma Inc Rehab Enid www.yfsenid.org
Info: Youth and Family Services of North Centr

(918) 335-1111 Youth and Family Services of Washington County Inc Rehab Bartlesville Info: Youth and Family Services of Washington

Health insurance works by estimating the overall risk of healthcare expenses and developing a routine finance structure that will ensure that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization, most often either a government agency or a private or not-for-profit entity operating a health plan. In the United States, car insurance is compulsory in most states, though enforcement of the requirement varies from state to state. The state of New Hampshire, for example, does not require motorists to carry liability insurance, while in Virginia residents must pay the state a $500 annual fee per vehicle if they choose not to buy liability insurance. Penalties for not purchasing car insurance vary by state, but often involve a substantial fine, license and/or registration suspension or revocation, as well as possible jail time in some states. Usually, the minimum required by law is third party insurance to protect third parties against the financial consequences of loss, damage or injury caused by a vehicle. The consumer may be protected with different coverage types depending on what coverage the insured purchases. Some states require that motorists carry minimum levels of car insurance coverage in order to ensure that its drivers can cover the cost of damages to people or property in the event of an car accident. In the United States, liability insurance covers claims against the policy holder and generally, any other operator of the insured vehicles provided, do not live at the same address as the policy holder, and are not specifically excluded on the policy. In the case of those living at the same address, they must specifically be covered on the policy. Thus it is necessary for example, when a family member comes of driving age they must be added on to the policy. Liability insurance sometimes does not protect the policy holder if they operate any vehicles other than their own. When you drive a vehicle owned by another party, you are covered under that party’s policy. Non-owners policies may be offered that would cover an insured on any vehicle they drive. This coverage is available only to those who do not own their own vehicle and is sometimes required by the government for drivers who have previously been found at fault in an accident. Generally, liability coverage extends when you rent a car. Comprehensive policies usually also apply to the rental vehicle, although this should be verified beforehand. Oklahoma
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It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government. Health insurance works by estimating the overall risk of healthcare expenses and developing a routine finance structure that will ensure that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization, most often either a government agency or a private or not-for-profit entity operating a health plan. In the United States, car insurance is compulsory in most states, though enforcement of the requirement varies from state to state. The state of New Hampshire, for example, does not require motorists to carry liability insurance, while in Virginia residents must pay the state a $500 annual fee per vehicle if they choose not to buy liability insurance. Penalties for not purchasing car insurance vary by state, but often involve a substantial fine, license and/or registration suspension or revocation, as well as possible jail time in some states. Usually, the minimum required by law is third party insurance to protect third parties against the financial consequences of loss, damage or injury caused by a vehicle. The consumer may be protected with different coverage types depending on what coverage the insured purchases. Some states require that motorists carry minimum levels of car insurance coverage in order to ensure that its drivers can cover the cost of damages to people or property in the event of an car accident.
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