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(865) 335-5286 A + DUI and Defensive Driving Schools Rehab Alcoa www.duischooltn.com
Info: A + DUI and Defensive Driving Schools R

(423) 339-2713 Action Counseling and Consulting Rehab Cleveland Info: Action Counseling and Consulting Rehab

(423) 351-0088 Action Counseling and Consulting Sweetwater Rehab Sweetwater Info: Action Counseling and Consulting Sweetwa

(865) 546-7577 Agape Inc Knoxville Knoxville Rehab Knoxville www.agapetn.org
Info: Agape Inc Knoxville Knoxville Rehab

(865) 546-7577 Agape Inc Knoxville Rehab Knoxville www.agapetn.org
Info: Agape Inc Knoxville Rehab

(865) 546-7577 Agape Inc Rehab Knoxville www.agapetn.org
Info: Agape Inc Rehab

(731) 427-7238 Aspell Recovery Center Rehab Jackson www.aspellrecovery.com
Info: Aspell Recovery Center Rehab

(901) 271-5348 Baby Love Case Management Pregnant Women Program Rehab Memphis cmiofmemphis.org
Info: Baby Love Case Management Pregnant Women

(731) 884-8400x8266 Baptist Memorial Hospital Behavioral Healthcare Rehab Union City www.bmhcc.org
Info: Baptist Memorial Hospital Behavioral Hea

(865) 981-2300 Blount Memorial Hospital Emotional Health and Recovery Center Rehab Maryville www.blountmemorial.org
Info: Blount Memorial Hospital Emotional Healt

(423) 892-2639 Bradford Health Services Chattanooga Regional Office Rehab Chattanooga www.bradfordhealth.com
Info: Bradford Health Services Chattanooga Reg

(931) 542-9816 Bradford Health Services Clarksville Regional Office Rehab Clarksville www.bradfordhealth.com
Info: Bradford Health Services Clarksville Reg

(931) 528-6803 Bradford Health Services Cookeville Regional Office Rehab Cookeville www.bradfordhealth.com
Info: Bradford Health Services Cookeville Regi

(615) 595-1028 Bradford Health Services Franklin Regional Office Rehab Franklin www.bradfordhealth.com
Info: Bradford Health Services Franklin Region

(800) 464-0824 Bradford Health Services Manchester Outreach Coffee Rehab Manchester www.bradfordhealth.com
Info: Bradford Health Services Manchester Outr

(800) 677-8209 Bradford Health Services Nashville Outreach Rehab Nashville www.bradfordhealth.com
Info: Bradford Health Services Nashville Outre

(865) 693-9326 Bradford Health Services Rehab Knoxville www.bradfordhealth.com
Info: Bradford Health Services Rehab

(865) 573-3656 Brookhaven Retreat Rehab Seymour www.brookhavenretreat.com
Info: Brookhaven Retreat Rehab

(800) 447-2766 Buffalo Valley Inc Hohenwald Hohenwald Rehab Hohenwald www.buffalovalley.org
Info: Buffalo Valley Inc Hohenwald Hohenwald R

(800) 447-2766 Buffalo Valley Inc Hohenwald Rehab Hohenwald www.buffalovalley.org
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(800) 447-2766 Buffalo Valley Inc Rehab Hohenwald www.buffalovalley.org
Info: Buffalo Valley Inc Rehab

(800) 447-2766 Buffalo Valley Outpatient Rehab Hohenwald www.buffalovalley.org
Info: Buffalo Valley Outpatient Rehab

(423) 562-7426 Campbell County Outpatient Center Rehab LaFollette www.ridgeviewresources.com
Info: Campbell County Outpatient Center Rehab

(731) 925-4447 Care of Savannah Jack Gean Shelter for Men Rehab Savannah Info: Care of Savannah Jack Gean Shelter for M

(731) 925-8619 Care of Savannah Jack Gean Shelter for Women Rehab Savannah Info: Care of Savannah Jack Gean Shelter for W

(731) 642-0521 Carey Counseling Center Paris Site Rehab Paris www.careyinc.org
Info: Carey Counseling Center Paris Site Rehab

(731) 855-2871 Carey Counseling Center Trenton Site Rehab Trenton www.careyinc.org
Info: Carey Counseling Center Trenton Site Reh

(731) 885-8810 Carey Counseling Center Union City Site Rehab Union City www.careyinc.org
Info: Carey Counseling Center Union City Site

(615) 453-0601 Carlton G Wood PhD and Deborah S Wood LADAC Rehab Lebanon Info: Carlton G Wood PhD and Deborah S Wood LA

(615) 446-3797 Centerstone Dickson Rehab Dickson www.centerstone.org
Info: Centerstone Dickson Rehab

(931) 920-7200x7247 Centerstone Harriet Cohn Center Rehab Clarksville www.centerstone.org
Info: Centerstone Harriet Cohn Center Rehab

(615) 279-6700 Centerstone Luton Mental Health Services Rehab Nashville www.centerstone.org
Info: Centerstone Luton Mental Health Services

(615) 460-4300 Centerstone Madison Rehab Madison www.centerstone.org
Info: Centerstone Madison Rehab

(931) 359-5802 Centerstone Marshall County Mental Health Center Rehab Lewisburg www.centerstone.org
Info: Centerstone Marshall County Mental Healt

(931) 461-1300x1335 Centerstone Tullahoma Rehab Tullahoma www.centerstone.org
Info: Centerstone Tullahoma Rehab

(931) 722-3644 Centerstone Wayne County Mental Health Center Rehab Waynesboro centerstone.org
Info: Centerstone Wayne County Mental Health C

(931) 473-9649 CHEER Mental Health Center Rehab Mc Minnville www.vbhcs.org
Info: CHEER Mental Health Center Rehab

(865) 933-4110 Cherokee Health Systems Blaine Rehab Blaine www.cherokeehealth.com
Info: Cherokee Health Systems Blaine Rehab

(865) 670-9231 Cherokee Health Systems Knoxville Rehab Knoxville www.cherokeehealth.com
Info: Cherokee Health Systems Knoxville Rehab

(865) 992-3849 Cherokee Health Systems Maynardville Rehab Maynardville www.cherokeehealth.com
Info: Cherokee Health Systems Maynardville Reh

(423) 586-5032 Cherokee Health Systems Morristown Rehab Morristown www.cherokeehealth.com
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(423) 626-8271 Cherokee Health Systems New Tazewell Rehab New Tazewell www.cherokeehealth.com
Info: Cherokee Health Systems New Tazewell Reh

(423) 623-5301 Cherokee Health Systems Newport Rehab Newport www.cherokeehealth.com
Info: Cherokee Health Systems Newport Rehab

(865) 947-6220 Cherokee Health Systems Powell Rehab Powell www.cherokeehealth.com
Info: Cherokee Health Systems Powell Rehab

(865) 993-4300 Cherokee Health Systems Rehab Bean Station www.cherokeehealth.com
Info: Cherokee Health Systems Rehab

(865) 573-0698 Cherokee Health Systems Seymour Rehab Seymour www.cherokeehealth.com
Info: Cherokee Health Systems Seymour Rehab

(423) 587-7337 Cherokee Health Systems Substance Abuse Treatment Program Rehab Talbott www.cherokeehealth.com
Info: Cherokee Health Systems Substance Abuse

(865) 246-1100x235 Child and Family Tennessee Great Starts Rehab Knoxville www.child-family.org
Info: Child and Family Tennessee Great Starts

(901) 360-0442 Cocaine and Alcohol Awareness Program (CAAP) Rehab Memphis www.caapincorporated.com
Info: Cocaine and Alcohol Awareness Program (C

(423) 928-6581 Comprehensive Community Services OP Counseling Ctr Johnson City Office Rehab Johnson City www.ccstreatment.com
Info: Comprehensive Community Services OP Coun

(423) 765-2653 Comprehensive Community Services OP Treatment Center Kingsport Office Rehab Kingsport Info: Comprehensive Community Services OP Trea

(423) 764-2196 Comprehensive Community Services Probations Bristol Office Rehab Bristol www.ccstreatment.com
Info: Comprehensive Community Services Probati

(423) 639-7777 Comprehensive Community Services Rehab Greeneville www.ccstreatment.com
Info: Comprehensive Community Services Rehab

(423) 349-4070 Comprehensive Community Services Residential Treatment Center Rehab Kingsport www.ccstreatment.com
Info: Comprehensive Community Services Residen

(865) 970-7747 Cornerstone of Recovery Inc Rehab Louisville www.cornerstoneofrecovery.com
Info: Cornerstone of Recovery Inc Rehab

(423) 756-7644 Council for Alcohol DA Servs (CADAS) Family Way Rehab Chattanooga www.cadas.org
Info: Council for Alcohol DA Servs (CADAS) Fam

(423) 756-7644 Council for Alcohol DA Servs (CADAS) Rehab Chattanooga www.cadas.org
Info: Council for Alcohol DA Servs (CADAS) Reh

(423) 267-6425x201 Council for Alcohol DA Servs (CADAS) Scholze Ctr for Adolescents Rehab Chattanooga www.cadas.org
Info: Council for Alcohol DA Servs (CADAS) Sch

(615) 446-7034 CRC Health Tennessee DBA New Life Lodge Rehab Burns www.newlifelodge.com
Info: CRC Health Tennessee DBA New Life Lodge

(865) 286-5637 Cross Roads Counseling Center Rehab Sevierville www.crossroadscctn.com
Info: Cross Roads Counseling Center Rehab

(615) 352-1757 Cumberland Heights Alcohol and Drug Treatment Rehab Nashville www.cumberlandheights.org
Info: Cumberland Heights Alcohol and Drug Trea

(615) 872-2757 Cumberland Heights Outpatient Services of Hermitage Rehab Hermitage www.cumberlandheights.org
Info: Cumberland Heights Outpatient Services o

(731) 660-2790 Cumberland Heights Outpatient Services of Jackson Rehab Jackson www.cumberlandheights.org
Info: Cumberland Heights Outpatient Services o

(615) 444-4300 Cumberland Mental Health Services Alcohol and Drug Program Rehab Lebanon www.vbhcs.org
Info: Cumberland Mental Health Services Alcoho

(615) 824-5801 Cumberland Mental Health Services Inc Hendersonville Rehab Hendersonville www.vbhcs.org
Info: Cumberland Mental Health Services Inc He

(615) 452-1354 Cumberland Mental Health Services Inc Rehab Gallatin www.vbhcs.org
Info: Cumberland Mental Health Services Inc Re

(931) 823-5678 Dale Hollow Mental Health Center Rehab Livingston www.vbhcs.org
Info: Dale Hollow Mental Health Center Rehab

(901) 369-6021 Delta Medical Center Rehab Memphis www.deltamedcenter.com
Info: Delta Medical Center Rehab

(865) 522-0661 DRD Knoxville Medical Clinic Central Rehab Knoxville Info: DRD Knoxville Medical Clinic Central Reh

(865) 522-0161 DRD Knoxville Medical Clinic Rehab Knoxville Info: DRD Knoxville Medical Clinic Rehab

(865) 525-4627 E M Jellinek Center Rehab Knoxville Info: E M Jellinek Center Rehab

(877) 459-8595 English Mountain Recovery Rehab Sevierville www.emrecovery.org
Info: English Mountain Recovery Rehab

(865) 602-2021x102 Florence Crittenton Agency Intensive Outpatient Pregnant Rehab Knoxville www.fcaknox.org
Info: Florence Crittenton Agency Intensive Out

(423) 308-2560 Focus Healthcare of Tennessee Rehab Chattanooga www.focustreatmentcenter.com
Info: Focus Healthcare of Tennessee Rehab

(423) 989-4502 Frontier Health Bristol Regional Counseling Center Rehab Bristol www.frontierhealth.org
Info: Frontier Health Bristol Regional Counsel

(423) 232-4130 Frontier Health Magnolia Ridge Rehab Johnson City www.frontierhealth.org
Info: Frontier Health Magnolia Ridge Rehab

(423) 639-1104 Frontier Health Nolachuckey Holston Mental Health Ctr Rehab Greeneville www.frontierhealth.org
Info: Frontier Health Nolachuckey Holston Ment

(423) 232-2600 Frontier Health Watauga Mental Health Center Rehab Johnson City www.frontierhealth.org
Info: Frontier Health Watauga Mental Health Ce

(901) 276-2364 Grace House Extended Rehab Memphis www.gracehousememphis.org
Info: Grace House Extended Rehab

(901) 722-8460 Grace House Inc Rehab Memphis www.gracehousememphis.org
Info: Grace House Inc Rehab

(615) 794-9973 Guidance Center Franklin Rehab Franklin www.vbhcs.org
Info: Guidance Center Franklin Rehab

(615) 893-0770 Guidance Center Murfreesboro Rehab Murfreesboro www.vbhcs.org
Info: Guidance Center Murfreesboro Rehab

(615) 459-9251 Guidance Center Smyrna Rehab Smyrna www.vbhcs.org
Info: Guidance Center Smyrna Rehab

(901) 743-1836x2228 Harbor House Inc Memphis Rehab Memphis www.harborhousememphis.org
Info: Harbor House Inc Memphis Rehab

(865) 523-4704x3409 Helen Ross McNabb Center CenterPointe Adult Services Rehab Knoxville www.mcnabbcenter.org
Info: Helen Ross McNabb Center CenterPointe Ad

(865) 523-4704 Helen Ross McNabb Center CenterPointe Detoxification Unit Rehab Knoxville www.mcnabbcenter.org
Info: Helen Ross McNabb Center CenterPointe De

(865) 521-9788 Helen Ross McNabb Center Sisters of the Rainbow Rehab Knoxville www.mcnabbcenter.org
Info: Helen Ross McNabb Center Sisters of the

(731) 784-8814 Heres Hope Counseling Center Humboldt Rehab Humboldt Info: Heres Hope Counseling Center Humboldt Re

(731) 287-8100 Heres Hope Counseling Center Rehab Dyersburg Info: Heres Hope Counseling Center Rehab

(423) 745-8802 Hiwassee Mental Health Center Athens Rehab Athens www.vbhcs.org
Info: Hiwassee Mental Health Center Athens Reh

(423) 479-5454 Hiwassee Mental Health Center Rehab Cleveland www.vbhcs.org
Info: Hiwassee Mental Health Center Rehab

(423) 442-9850 Hiwassee Mental Health Rehab Madisonville Info: Hiwassee Mental Health Rehab

(865) 482-4826 Hope of East Tennessee Inc Oak Ridge Rehab Oak Ridge www.hopeofet.org
Info: Hope of East Tennessee Inc Oak Ridge Reh

(865) 482-4826 Hope of East Tennessee Inc Rehab Oak Ridge www.hopeofet.org
Info: Hope of East Tennessee Inc Rehab

(731) 423-3653 Jackson Area Council on Alcoholism and Drug Dependency Rehab Jackson www.jacoa.org
Info: Jackson Area Council on Alcoholism and D

(731) 660-0880 Jackson Professional Associates Rehab Jackson Info: Jackson Professional Associates Rehab

(423) 926-1171x2762 James H Quillen VAMC Rehab Mountain Home www.mountainhome.va.gov/
Info: James H Quillen VAMC Rehab

(423) 870-9033 Johnson Mental Health Center Rehab Chattanooga www.vbhcs.org
Info: Johnson Mental Health Center Rehab

(615) 885-3615 Kathryn Benson Clinical Consulting Rehab Nashville Info: Kathryn Benson Clinical Consulting Rehab

(901) 726-6053 La Paloma Treatment Center Rehab Memphis www.lapalomatreatment.com/
Info: La Paloma Treatment Center Rehab

(615) 327-6255 Lloyd C Elam Mental Health Center Meharry Medical College Rehab Nashville Info: Lloyd C Elam Mental Health Center Meharr

(901) 416-5600 Memphis City Schools Mental Health Ctr Adolescent Outpatient A and D Trt Prog Rehab Memphis Info: Memphis City Schools Mental Health Ctr A

(901) 272-7751 Memphis Recovery Centers Inc Rehab Memphis www.memphisrecovery.com
Info: Memphis Recovery Centers Inc Rehab

(901) 682-6136 Mental Health Resources P Rehab Memphis www.mhrmemphis.com
Info: Mental Health Resources P Rehab

(731) 285-6535 Midsouth Treatment Center Rehab Dyersburg Info: Midsouth Treatment Center Rehab

(423) 942-3961 Mountain Valley Mental Health Center Volunteer Behavioral Healthcare System Rehab Jasper www.vbhcs.org
Info: Mountain Valley Mental Health Center Vol

(615) 259-4866x215 Nashville CARES Rehab Nashville Info: Nashville CARES Rehab

(615) 251-8805 Next Door Inc Rehab Nashville www.thenextdoor.org
Info: Next Door Inc Rehab

(865) 934-2890 Next Door Knoxville Rehab Knoxville www.thenextdoor.org
Info: Next Door Knoxville Rehab

(423) 894-4220 Parkridge Valley Hospital Rehab Chattanooga www.parkridgevalley.com
Info: Parkridge Valley Hospital Rehab

(615) 342-1400 Parthenon Pavilion CMC Dual Stabilization Unit Rehab Nashville www.tristarhealth.com
Info: Parthenon Pavilion CMC Dual Stabilizatio

(731) 587-3854 Pathways of Tennessee Inc Martin Rehab Martin Info: Pathways of Tennessee Inc Martin Rehab

(731) 772-4685 Pathways of Tennessee Inc Rehab Brownsville Info: Pathways of Tennessee Inc Rehab

(731) 885-9333 Pathways of Tennessee Inc Union City Rehab Union City Info: Pathways of Tennessee Inc Union City Reh

(731) 541-8200 Pathways of Tennessee Substance Abuse Treatment Division Rehab Jackson Info: Pathways of Tennessee Substance Abuse Tr

(865) 970-9800 Peninsula Hospital Dual Diagnosis Program Rehab Louisville Info: Peninsula Hospital Dual Diagnosis Progra

(865) 970-9800 Peninsula Lighthouse Rehab Knoxville www.peninsulabehavioralhealth.org
Info: Peninsula Lighthouse Rehab

(931) 388-9406 Place of Hope Inc Rehab Columbia www.placeofhopetn.org
Info: Place of Hope Inc Rehab

(931) 432-4123 Plateau Mental Health Center Rehab Cookeville www.vbhcs.org
Info: Plateau Mental Health Center Rehab

(731) 287-1794x33 Professional Care Services of West Tennessee Dyersburg Rehab Dyersburg www.pcswtn.org
Info: Professional Care Services of West Tenne

(901) 873-0305 Professional Care Services of West Tennessee Rehab Covington www.pcswtn.org
Info: Professional Care Services of West Tenne

(731) 635-3968 Professional Care Services of West Tennessee Ripley Rehab Ripley www.pcswtn.org
Info: Professional Care Services of West Tenne

(901) 465-9831 Professional Care Services of West Tennessee Somerville Rehab Somerville www.pcswtn.org
Info: Professional Care Services of West Tenne

(731) 658-6113 Quinco Community Mental Health Center Rehab Bolivar Info: Quinco Community Mental Health Center Re

(731) 989-3401 Quinco Mental Health Center Chester County Center Rehab Henderson Info: Quinco Mental Health Center Chester Coun

(731) 852-3112 Quinco Mental Health Center Decatur County Center Rehab Decaturville Info: Quinco Mental Health Center Decatur Coun

(731) 925-5054 Quinco Mental Health Center Hardin County Center Rehab Savannah Info: Quinco Mental Health Center Hardin Count

(731) 967-8803 Quinco Mental Health Center Henderson County Center Rehab Lexington Info: Quinco Mental Health Center Henderson Co

(731) 664-2083 Quinco Mental Health Center Madison County Center Rehab Jackson Info: Quinco Mental Health Center Madison Coun

(731) 645-5753 Quinco Mental Health Center McNairy County Center Rehab Selmer Info: Quinco Mental Health Center McNairy Coun

(901) 372-7878 Raleigh Professional Associates Rehab Memphis Info: Raleigh Professional Associates Rehab

(800) 849-5969 Ranch Rehab Nunnelly www.recoveryranch.com
Info: Ranch Rehab

(615) 255-5222 Renewal House Inc Rehab Nashville www.renewalhouse.org
Info: Renewal House Inc Rehab

(865) 482-1076x1100 Ridgeview Psychiatric Hospital and Center Rehab Oak Ridge www.ridgeviewresources.com
Info: Ridgeview Psychiatric Hospital and Cente

(800) 832-0388 Rolling Hills Hospital Franklin Rehab Franklin www.rollinghillshospital.org
Info: Rolling Hills Hospital Franklin Rehab

(615) 244-4802 Samaritan Recovery Community Inc Rehab Nashville www.samctr.org
Info: Samaritan Recovery Community Inc Rehab

(901) 521-1131x201 Serenity Recovery Centers Inc Rehab Memphis www.serenityrecovery.org
Info: Serenity Recovery Centers Inc Rehab

(423) 339-4166 Skyridge Medical Center West Side Pine Ridge Treatment Center Rehab Cleveland www.skyridgemedicalcenter.net
Info: Skyridge Medical Center West Side Pine R

(731) 925-2767 Solutions of Savannah Rehab Savannah Info: Solutions of Savannah Rehab

(901) 369-1400x1214 Southeast Mental Health Center Alcohol and Drug Abuse Program Rehab Memphis Info: Southeast Mental Health Center Alcohol a

(731) 393-0304 Spirit Lake Recovery Rehab Mc Kenzie www.spiritlakerecovery.com
Info: Spirit Lake Recovery Rehab

(901) 332-2227 Synergy Treatment Centers Rehab Memphis www.synergytc.org
Info: Synergy Treatment Centers Rehab

(615) 420-6673 Teen Challenge International Nashville Headquarters Womens Division Rehab Goodlettsville www.teenchallengenashville.com
Info: Teen Challenge International Nashville H

(423) 296-6451 Tennessee Community Counseling Services Inc Rehab Chattanooga www.tennesseecommunitycounseling.com
Info: Tennessee Community Counseling Services

(423) 613-4350 Tennessee Community Health Servs Alfred E Watts Recovery Center Rehab Newport www.tncommunityhealth.com
Info: Tennessee Community Health Servs Alfred

(423) 613-8822 Tennessee Community Health Servs Cocke County Rehab Newport www.tncommunityhealth.com
Info: Tennessee Community Health Servs Cocke C

(865) 774-4432 Tennessee Community Health Servs Inc Rehab Sevierville Info: Tennessee Community Health Servs Inc Reh

(931) 685-0957 Tony Rice Center For Men Rehab Shelbyville www.tonyricecenter.com
Info: Tony Rice Center For Men Rehab

(615) 228-8902 United Neighborhood Health Services Rehab Nashville www.unitedneighborhood.org
Info: United Neighborhood Health Services Reha

(901) 323-8400 Urban Family Ministries Rehab Memphis www.wroc.us
Info: Urban Family Ministries Rehab

(615) 327-4751 VA Tennessee Valley Healthcare System Rehab Nashville www.tennesseevalley.va.gov
Info: VA Tennessee Valley Healthcare System Re

(615) 327-7000 Vanderbilt Addiction Center Vanderbilt Psychiatric Hospital Rehab Nashville www.mc.vanderbilt.edu/addiction
Info: Vanderbilt Addiction Center Vanderbilt P

(901) 722-9420 VCPHCS VIII DBA The Memphis Ctr for Research AT Rehab Memphis Info: VCPHCS VIII DBA The Memphis Ctr for Re

(615) 225-3963 Veterans Affairs Medical Center TVHs Substance Abuse Treatment Program Rehab Murfreesboro www.tennesseevalley.va.gov
Info: Veterans Affairs Medical Center TVHs Sub

(931) 484-8020 Volunteer Behavioral Healthcare System Cumberland Mountain Mental Health Ctr Rehab Crossville www.vbhcs.org
Info: Volunteer Behavioral Healthcare System C

(423) 479-0353 Volunteer Behavioral Healthcare System Reality House Rehab Cleveland www.vbhcs.org
Info: Volunteer Behavioral Healthcare System R

(423) 570-0077 Volunteer Behavioral Healthcare System RHEA County Mental Health Center Rehab Dayton www.vbhcs.org
Info: Volunteer Behavioral Healthcare System R

(615) 666-8070 Volunteer Behavioral Healthcare System Valley Ridge Rehab Lafayette www.vbhcs.org
Info: Volunteer Behavioral Healthcare System V

(615) 898-0771 Volunteer Behavioral Healthcare The Guidance Center Rehab Murfreesboro www.vbhcs.org
Info: Volunteer Behavioral Healthcare The Guid

(423) 265-3122 Volunteer Treatment Center Inc Rehab Chattanooga www.crchealth.com
Info: Volunteer Treatment Center Inc Rehab

(731) 988-5251 Youth Town of TN Inc Rehab Pinson www.youthtown.net
Info: Youth Town of TN Inc Rehab

Full coverage premiums are based on, among other factors, the value of the insured’s vehicle. This coverage, however, cannot apply to rental cars because the insurance company does not want to assume responsibility for a claim greater than the value of the insured’s vehicle, assuming that a rental car may be worth more than the insured’s vehicle. Most rental car companies offer insurance to cover damage to the rental vehicle. These policies may be unnecessary for many customers as credit card companies, such as Visa and MasterCard, now provide supplemental collision damage coverage to rental cars if the transaction is processed using one of their cards. These benefits are restrictive in terms of the types of vehicles covered. Liability Liability coverage provides a fixed dollar amount of coverage for damages that an insured driver becomes legally liable to pay due to an accident or other negligence. For example, if an insured driver drives into a telephone pole and damages the pole, liability coverage pays for the damage to the pole. In this example, the drivers insured may also become liable for other expenses related to damaging the telephone pole, such as loss of service claims (by the telephone company). Liability coverage is available either as a combined single limit policy, or as a split limit policy. Coverage levels Vehicle insurance can cover some or all of the following items: The insured party The insured vehicle Third parties (car and people) Different policies specify the circumstances under which each item is covered. For example, a vehicle can be insured against theft, fire damage, or accident damage independently. Tennessee
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In the United States, liability insurance covers claims against the policy holder and generally, any other operator of the insured vehicles provided, do not live at the same address as the policy holder, and are not specifically excluded on the policy. In the case of those living at the same address, they must specifically be covered on the policy. Thus it is necessary for example, when a family member comes of driving age they must be added on to the policy. Liability insurance sometimes does not protect the policy holder if they operate any vehicles other than their own. When you drive a vehicle owned by another party, you are covered under that party’s policy. Non-owners policies may be offered that would cover an insured on any vehicle they drive. This coverage is available only to those who do not own their own vehicle and is sometimes required by the government for drivers who have previously been found at fault in an accident. Generally, liability coverage extends when you rent a car. Comprehensive policies usually also apply to the rental vehicle, although this should be verified beforehand. Full coverage premiums are based on, among other factors, the value of the insured’s vehicle. This coverage, however, cannot apply to rental cars because the insurance company does not want to assume responsibility for a claim greater than the value of the insured’s vehicle, assuming that a rental car may be worth more than the insured’s vehicle. Most rental car companies offer insurance to cover damage to the rental vehicle. These policies may be unnecessary for many customers as credit card companies, such as Visa and MasterCard, now provide supplemental collision damage coverage to rental cars if the transaction is processed using one of their cards. These benefits are restrictive in terms of the types of vehicles covered. Liability Liability coverage provides a fixed dollar amount of coverage for damages that an insured driver becomes legally liable to pay due to an accident or other negligence. For example, if an insured driver drives into a telephone pole and damages the pole, liability coverage pays for the damage to the pole. In this example, the drivers insured may also become liable for other expenses related to damaging the telephone pole, such as loss of service claims (by the telephone company).
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