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(802) 334-0110 BAART Behavioral Health Services Newport Rehab Newport www.baartcdp.com Info: BAART Behavioral Health Services Newport
(802) 223-2003 BAART Behavioral Health Services Rehab Berlin www.baartcdp.com Info: BAART Behavioral Health Services Rehab
(802) 748-6166 BAART Behavioral Health Services Saint Johnsbury Rehab Saint Johnsbury www.baartcdp.com Info: BAART Behavioral Health Services Saint J
(802) 888-8320 Behavioral Health and Wellness Center Copley Professional Services Group Rehab Morrisville www.chslv.org Info: Behavioral Health and Wellness Center Co
(800) 345-5550 Brattleboro Retreat Adult Alcohol Abuse Program Rehab Brattleboro www.brattlebororetreat.org Info: Brattleboro Retreat Adult Alcohol Abuse
(802) 257-7785 Brattleboro Retreat Ambulatory Services Rehab Brattleboro www.brattlebororetreat.org Info: Brattleboro Retreat Ambulatory Services
(802) 258-3705 Brattleboro Retreat Starting Now Rehab Brattleboro www.brattlebororetreat.org Info: Brattleboro Retreat Starting Now Rehab
(802) 488-7711 Centerpoint Adolescent Treatment Services Rehab South Burlington www.centerpointservices.org Info: Centerpoint Adolescent Treatment Service
(802) 223-4156 Central Vermont Substance Abuse Services Rehab Berlin Info: Central Vermont Substance Abuse Services
(802) 295-1311x401 Clara Martin Center Quitting Time Rehab Wilder www.claramartin.org Info: Clara Martin Center Quitting Time Rehab
(802) 222-4477x233 Clara Martin Center Rehab Bradford www.claramartin.org Info: Clara Martin Center Rehab
(802) 728-4466x401 Clara Martin Center Substance Abuse Treatment Unit Rehab Randolph www.claramartin.org Info: Clara Martin Center Substance Abuse Trea
(802) 388-6751 Counseling Service of Addison County Rehab Middlebury www.csac-vt.org Info: Counseling Service of Addison County Reh
(802) 847-3333 Day One Fletcher Allen Healthcare Rehab Burlington www.fletcherallen.org Info: Day One Fletcher Allen Healthcare Rehab
(802) 258-4623 Habit Opco Brattleboro Rehab Brattleboro www.habitopco.com Info: Habit Opco Brattleboro Rehab
(802) 295-3031 Healthcare and Rehabilitation Services of Southeastern Vermont Rehab Hartford www.hcrs.org Info: Healthcare and Rehabilitation Services o
(802) 463-3947 Healthcare and Rehabilitation Services Southeastern Vermont Rehab Bellows Falls www.hcrs.org Info: Healthcare and Rehabilitation Services S
(802) 886-4500 Healthcare and Rehabilitation Services Southeastern Vermont Springfield Rehab Springfield www.hcrs.org Info: Healthcare and Rehabilitation Services S
(802) 488-6425 Howard Center Act One Bridge Program Rehab Burlington www.howardcenter.org Info: Howard Center Act One Bridge Program Reh
(802) 488-6450 Howard Center Chittenden Clinic Rehab Burlington www.howardcenter.org Info: Howard Center Chittenden Clinic Rehab
(802) 488-6100 Howard Center Pine Street Counseling Services Rehab Burlington www.howardcenter.org Info: Howard Center Pine Street Counseling Ser
(802) 488-6265 Howard Center Substance Abuse Treatment Services Rehab Saint Albans www.howardcenter.org Info: Howard Center Substance Abuse Treatment
(802) 864-7467 Lund Family Center Rehab Burlington www.lundfamilycenter.org Info: Lund Family Center Rehab
(802) 899-2911x206 Maple Leaf Farm Associates Inc Rehab Underhill www.mapleleaf.org Info: Maple Leaf Farm Associates Inc Rehab
(802) 463-9851 Phoenix House RISE II Rehab Bellows Falls www.phoenixhouse.org Info: Phoenix House RISE II Rehab
(802) 257-4677 Phoenix Houses of New England Brattleboro Rise Program Rehab Brattleboro www.phoenixhouse.org Info: Phoenix Houses of New England Brattlebor
(802) 446-2640 Recovery House Serenity House Rehab Wallingford Info: Recovery House Serenity House Rehab
(802) 747-3588x203 Rutland Mental Health Services Rehab Rutland www.rmhsccn.org Info: Rutland Mental Health Services Rehab
(802) 864-7423x310 Spectrum Youth and Family Services Rehab Burlington www.spectrumvt.org Info: Spectrum Youth and Family Services Rehab
(802) 442-5491 United Counseling Service of Bennington County Inc Rehab Bennington www.ucsvt.org Info: United Counseling Service of Bennington
(802) 222-5201 Valley Vista Rehab Bradford www.vvista.net Info: Valley Vista Rehab
(802) 295-9363 Veterans Affairs Med Reg Office Ctr Substance Abuse Treatment Services Rehab White River Junction www.whiteriver.va.gov/services/mental_health/ Info: Veterans Affairs Med Reg Office Ctr Subs
(802) 229-9151 Washington County Youth Service Bureau Boys and Girls Club Rehab Montpelier www.youthservicebureau.info Info: Washington County Youth Service Bureau B
Vermont Drug Rehab
An excess payment, also known as a deductible, is the fixed contribution you must pay each time your car is repaired through your car insurance policy. Normally the payment is made directly to the accident repair "garage" (The term "garage" refers where vehicles are serviced and repaired) when you collect the car. For example, a policy-holder might pay a $45 co-payment for a doctor's visit, or to obtain a prescription. A co-payment must be paid each time a particular service is obtained. Coinsurance: Instead of paying a fixed amount up front (a co-payment), the policy-holder must pay a percentage of the total cost. For example, the member might have to pay 20% of the cost of a surgery, while the health plan pays the other 80%. Because there is no upper limit on coinsurance, the policy-holder can end up owing very little, or a significant amount, depending on the actual costs of the services they obtain. Exclusions: Not all services are covered. The policy-holder is generally expected to pay the full cost of non-covered services out of their own pocket. Coverage limits: Some health plans only pay for health care up to a certain dollar amount. The policy-holder may be expected to pay any charges in excess of the health plan's maximum payment for a specific service. In addition, some plans have annual or lifetime coverage maximums. In these cases, the health plan will stop payment when they reach the benefit maximum, and the policy-holder must pay all remaining costs. Out-of-pocket maximums: Similar to coverage limits, except that in this case, the member's payment obligation ends when they reach the out-of-pocket maximum, and the health plan pays all further covered costs. Out-of-pocket maximums can be limited to a specific benefit category (such as prescription drugs) or can apply to all coverage provided during a specific benefit year. Vermont
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