Title Insurance


Title insurance in the United States is indemnity insurance against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. Title insurance is principally a product developed and sold in the United States as a result of the comparative deficiency of the US land records laws. It is meant to protect an owner's or lender's financial interest in real property against loss due to title defects, liens or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

Treatment Gap

The treatment gap is massive among those who need treatment for a substance use disorder and do not receive it. In 2007, 23.2 million people aged 12 or older required treatment for an illicit drug or alcohol use problem, but only 3.9 million received treatment at a specialty substance abuse facility. Reducing this gap requires a multipronged approach. Strategies include increasing access to effective treatment, achieving insurance parity, and reducing stigmas and raising awareness among both patients and health care professionals.

Pregnancy Complications

Overweight and obesity raise the risk of pregnancy complications for both mother and baby. Pregnant women who are overweight or obese may have an increased risk for: Gestational diabetes high blood sugar during pregnancy; Pre-eclampsia, which is high blood pressure during pregnancy that can cause severe problems for both mother and baby if left untreated; and Cesarean delivery or complications with cesarean delivery.
Babies of overweight or obese mothers have an increased risk of neural tube defects of the brain and spinal cord, stillbirth, prematurity and being large for gestational age.
Pregnant women who are overweight are more likely to develop insulin resistance, high blood sugar and high blood pressure. Insulin resistance is when cells do not respond properly to the hormone insulin, which carries blood sugar to cells for energy. Insulin resistance may result in high levels of blood sugar. Being overweight also increases risks associated with surgery and anesthesia and severe obesity increases operative time and blood loss.
Some studies have shown that gaining excess weight during pregnancy, even without becoming obese, may increase risks. It is important to consult with an obstetrician or other health care provider about how much weight to gain during pregnancy.
Women who are overweight or obese and who would like to become pregnant should speak with a health care provider about losing weight before becoming pregnant. Pre-pregnancy weight loss significantly reduces pregnancy complications. Pregnant women who are overweight or obese should speak with a health care provider about limiting gestational weight gain and being physically active during pregnancy.
Losing excess weight after delivery may help women reduce their health risks. If a woman developed gestational diabetes, losing weight will lower her risk of developing diabetes later in life.

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