Safe Haven
(773) 435-8300
www.asafehaven.com
2750 West Roosevelt Road
Chicago IL 60608

Rehab and Insurance Services

Mix of mental health and substance abuse services
Services Provided: Substance abuse treatment, Halfway house
Type of Care: Residential short-term treatment (30 days or less), Residential long-term treatment (more than 30 days), Outpatient
Special Programs/Groups: Persons with HIV/AIDS, Women, Men, Criminal justice clients

Comorbid Drug Abuse and Mental Illness

When two disorders or illnesses occur simultaneously in the same person, they are comorbid. Surveys show that drug abuse and other mental illnesses are often comorbid. Six out of ten people with a substance abuse disorder may also suffer from another form of mental illness. The high prevalence of comorbidities does not mean that one condition causes the other, even if one appears first. Drug abuse can cause a mental illness. Mental illness can lead to drug abuse. Common risk factors cause drug abuse and mental disorders.

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Drug and Alcohol Treatment Payment

Self Payment

The two major things to consider when evaluating self payment for addiction treatment are that the first attempts at drug and alcohol treatments do not always work. Ongoing addiction usually has high mental and financial costs as well as increased risk for other problems.

Personal Savings

It may come down to the having to tap into personal savings to pay for rehab treatment, especially if a person has a high insurance deductible, no insurance at all, does not qualify for scholarships or does not want to take out a loan. Again, be sure to find out exactly what the cost break down is to estimate if it will exhaust a savings account.

Family Assistance in Paying

Asking family for assistance to pay for the drug and alcohol treatment can be an option. If a person is genuinely committed to quitting the abuse, family members may be willing to help. If the aunt or uncle says that rehabilitation treatment will be a loan, be sure to draw up a loan agreement and make good on the promise to pay them back.

Creative Payments

One-Time Pay Assistance

Some treatment centers offer some type of financial assistance on a one-time-only basis.

Scholarships

Several drug and alcohol treatment centers in California offer scholarships to those individuals who cannot afford to pay for treatment out of pocket or who do not have insurance. In fact, some of these treatment facilities may be required to make a certain number of beds available for scholarship recipients as part of state licensing requirements--depending on what type of license the facility has. If a person qualifies for a scholarship, it will pay for the entire cost of the treatment. Scholarships are for those individuals who really have no other option.

Self-Pay Sliding Scale

Another popular payment method for drug and alcohol treatment is one where a patient pays what he or she can, according to a sliding scale. This assures that the patient will get the necessary treatment to kick alcohol and/or drugs, but will not break the bank.

Loans

Some facilities may offer loans that patients can take out to pay for the treatment. Be sure to find out everything that the loan covers in the treatment and understand exactly what the terms of the loan are. No one wants any hidden fees or surprises. Ensure that someone explains anything there is a fee-for-service, as this would be in addition to the treatment costs.